LOAN PRODUCTS
|
SCCECU consistently offers the best financing options on auto loans available in Santa Cruz County! These low rates are the same for both new and used vehicles with terms as long as 84 months available. You can apply for a new or used vehicle loan right now while you're visiting the SCCECU Internet Branch or by calling 831-479-7600 during regular business hours.
One of the most popular loans available at your credit union is the Auto Equity Loan. This loan combines the best features of a regular Auto Loan and a Home Equity Loan. You can finance your next new or used vehicle using your home as security and get the following advantages:
If you are in the market for a new or used vehicle, this may be the perfect financing option for you. You can apply for a new or used auto equity loan right now while you're visiting the SCCECU Internet Branch or by calling 831-479-7600 during regular business hours. VISA Credit Card
The SCCECU VISA Credit Card represents an outstanding value for SCCECU members. Features of the card include No Annual Fee, a low variable rate, No Cash Advance Fees, and the ScoreCard Cash Back Program which rewards members with up to a 1% rebate on all of their annual purchases. We know that credit union members regularly receive credit card solicitations touting low rate introductory credit cards. Unfortunately, those low rates tend to disappear after the short introductory period expires and you can then be stuck paying rates as high as 18% to 21% or more. We don't believe in playing those games. You can apply for a SCCECU VISA Card right now while you're visiting the SCCECU Internet Branch or by calling 831-479-7600 during regular business hours. Unlock the equity you've built up in your home with a Home Equity Line of Credit from your credit union. You can use the loan for any purpose. Whether you're adding a family room, remodeling your kitchen, redecorating - whatever the reason. The credit line is there when you need it. SCCECU HELOC loans represent an outstanding value with a very low
variable rate. A real estate secured loan may provide significant
tax advantages for you (consult with your tax advisor). You can apply
for a Home Equity Line of Credit right now while you're visiting
the SCCECU Internet Branch or by calling 831-479-7600 during regular
business hours.
Home Equity Term Loans SCCECU Home Equity Term Loans provide a low fixed rate opportunity to unlock the built up equity in your home. It's the perfect loan for home improvements and may provide significant tax advantages for you (consult with your tax advisor). You can apply for a Home Equity Term loan right now while you're visiting the SCCECU Internet Branch or by calling 831-479-7600 during regular business hours.
1st Mortgage Purchase and Refinance Loans
SCCECU and CU Members Mortgage have teamed up to offer our members extremely competitive 1st Mortgage Loans for either the purchase of a home or the refinancing of existing home loans with significantly lower closing costs to you. We offer a full menu of more than 150 competitively priced mortgage programs for every kind of financial situation and every stage of life. Diverse down payment options and terms give you a wide ranges of choices. You always have the option of choosing a loan with no out of pocket costs to you. If you would like to discuss your mortgage options, or are ready to submit an application, please call 831-479-7600 during regular business hours. You can also apply for your 1st mortgage right now while you're visiting the SCCECU Internet Branch.
One of the great things about living on the central coast of California is the abundance of recreational opportunities. SCCECU is here to help our members take advantage of this with RV, Boat, and Motorcycle loans. We consistently offer the lowest rates available for these types of loans with terms of up to 120 months. You can apply for these loans right now while you're visiting the SCCECU Internet Branch or by calling 831-479-7600 during regular business hours. Personal signature loans for a variety of purposes are available at SCCECU with competitive low rates. Share secured and Certificate of Deposit secured loans are also available. You can apply for a SCCECU Personal Loan right now while you're visiting the SCCECU Internet Branch or by calling 831-479-7600 during regular business hours. |
